FAQS

General Questions

Jiajiri Credit is a financial institution dedicated to empowering individuals, SMEs, and businesses across various sectors through tailored loan solutions.

Our loans are open to individuals, employed professionals, SMEs, agribusinesses, and companies seeking financial support for growth and sustainability.

You can apply online through our website, visit any of our branches, or contact our customer service team for assistance.

Loan approval times vary based on the type of loan, but we strive to process applications within 6-12 hours upon submission of all required documents.

Loan-Specific Questions

We offer a variety of loan products, including:

  • Elimisha Loan – Education financing for school fees and learning expenses.
  • Agri-SME Loans – Financing for agribusinesses and small-scale farmers.
  • Green Energy Loans – Supporting solar energy adoption.
  • Check-Off Loans – Salary advance loans for employees.
  • Secured Loans – Logbook loans, asset finance, and import financing.

Business Loans – Capital for SMEs and entrepreneurs.

Repayment terms vary based on the loan type and amount but are structured to be flexible and manageable. Depending on the specific product, repayment periods range from 1 to 24 months. Our team will work with you to determine the best repayment plan that suits your financial situation.

Some loans, like logbook and asset finance loans, require collateral, while others, such as check-off and Elimisha loans, may not.

Eligibility & Requirements

Requirements vary by loan type but generally include:

  • A valid national ID or passport.
  • Proof of income (payslips, business records, or bank statements).
  • Business registration documents (for SMEs).
  • Collateral (for secured loans).

Yes, but eligibility depends on your repayment history and ability to service another loan.

We assess applications on a case-by-case basis, focusing on your current financial situation and ability to repay the loan.